ReviewIt.pk — Islamic Finance

Zakat Calculator

Calculate your annual Zakat on gold, silver, cash, savings and property — with automatic Nisab threshold check based on current rates in Pakistan.

2.5% Zakat Rate
PKR Currency
Nisab Check
Gold & Silver Standard
Gold Rate (per gram, 24K)
PKR 27,500
Silver Rate (per gram)
PKR 340
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Enter Your Zakatable Assets

Include everything you have owned for at least one lunar year

Most scholars recommend the silver standard — it gives a lower Nisab, so more people qualify to pay Zakat, benefiting the poor.
🥇Gold & Silver
Jewellery, coins, bars — total weight in grams
Jewellery, coins, bars — total weight in grams
💵Cash & Bank Balances
📈Investments & Savings
Current market value
National Savings, Bahbood, Pensioner certificates
🧾Money Owed to You
Only if you expect repayment
Goods for sale, at cost price
Debts You Owe (Deductible)
Money you must repay soon — deducted from total
Immediate due payments
Nisab Threshold Check
Where your wealth sits relative to the Nisab line
Nisab
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PKR 0 PKR 0
Asset Breakdown
Understanding Nisab
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Silver Nisab
612.36 grams of silver. The lower threshold — recommended by most scholars as it benefits more poor people.
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Gold Nisab
87.48 grams of gold (7.5 tola). The higher threshold — used by some schools of thought.
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One Lunar Year
Zakat is due on wealth held for one full Islamic (Hijri) year above the Nisab — not the Gregorian year.
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2.5% Rate
Zakat is calculated as 2.5% (1/40th) of total zakatable wealth above the Nisab threshold.
Frequently Asked Questions

How to Calculate Zakat in Pakistan

Zakat is one of the five pillars of Islam — an obligatory annual payment of 2.5% of total qualifying wealth that has been held for one full lunar (Hijri) year. It applies to gold, silver, cash, bank balances, investments, and business inventory — but only if your total wealth exceeds the Nisab threshold.

The Nisab is calculated using either the gold standard (87.48 grams of gold) or the silver standard (612.36 grams of silver). Because silver's value is much lower than gold, the silver-based Nisab is significantly lower — meaning more people qualify to pay Zakat. Most contemporary scholars in Pakistan recommend using the silver standard, as it increases the amount of charity reaching the poor.

Important for Pakistan: Gold and silver rates fluctuate daily. Update the rates in this calculator using current Pakistani market rates — search "gold rate Pakistan today" on Google for the latest tola/gram price. This calculator uses gram-based pricing; if you know the price per tola (11.66 grams), divide by 11.66 to get the per-gram rate. Zakat should ideally be paid during Ramadan, though it can be calculated and paid any time your Zakat anniversary (Hijri date) falls due.